Many of you know that we’ve been house hunting for quite awhile. We started looking some time around last February, and it’s been a very long and challenging process for us. We’ve put offers on houses only to find out another offer was accepted just hours before they received ours. We had an offer accepted only to have us decide to withdraw it 2 months later. It has been such an emotional roller-coaster, as we’ve gotten excited about house after house, and then been disappointed by “losing” them.
The little house pictured above was actually the very first house we found last winter, and we immediately fell in love with it. Trying to be responsible people, and make wise decisions, we chose not to be hasty and looked at many other houses before determining that this was the house we really wanted. Unfortunately, by the time we went to make an offer, someone else had just snatched it up literally moments before. We were extremely disappointed, I cried a lot and gave God a real good talking to (thankfully, He can take it and opted not to strike me down with lightening… yet!). We then decided to put an offer on another house we had been looking at that was basically our runner-up (rebound). Our offer was accepted, but two months later after lots of time and effort on our part, we determined that the amount of work needing to be done was more than we were willing to invest so we eventually withdrew our offer. Once again, I felt like my heart was breaking! At that point, I was ready to just give up and just take a break from house hunting. We’d already looked at every single house in the area that met our requirements (and many that didn’t). Then less than a week later, I received an email that the little house (above) that we loved so much was back on the market, apparently the previous deal had fallen through! We immediately went to see it, to make sure that we still loved it as much after having seen so many other houses. And YEP, we sure did! So we put an offer in as soon as we were able (we had to change lenders twice in the midst of it, long story that I’ll save for another day). Within 24 hours our offer was accepted and we were able to get it for $22,000.00 less than what they were originally asking for it the first time! At this point I’m still trying not to get my hopes up about anything until it’s final… but it’s really hard! It feels like our home, we’re already imagining puppies running through the back yard and babies sleeping in the bedrooms! We’re picturing the life we will have together in this cute little home!
We are doing a special kind of loan (FHA 203k) that allows us to include the cost of any remodeling/renovating we do into our mortgage payment so that we don’t have to pay for it up front (or take out another loan). This extends the purchasing process a little bit because we have to figure out what we need/want to do and calculate what it all will cost, then determine what we can do ourselves and what we will need to hire out, and come up with a very detailed proposal to be approved by the bank. All this must happen before we can close on the house. We currently have a closing date of December 2nd and we must close by then, otherwise we will incur fines for ever day we go past. If we have everything ready before December 2nd we can close early, so of course we are aiming to get closed on the house as soon as possible!
We’d love it if you could keep us in your prayers about the rest of this process. There is a lot involved and a lot of work to be done, and our frustration level (mostly mine) is already high! Pray that this process strengthens our marriage instead of causing tension between us! Pray that we will be able to accomplish everything that we need to in a timely manner, and that the work we need to do fits well into our budget. Pray that if this is the right house for us, that everything will come together and that by December 2nd (or sooner) this cute little house will be ours!